Dental & Vision Insurance Built for Truckers
Having dental and vision insurance can give you much-needed peace of mind—especially when on the road. With a quality insurance policy, you can get coverage for anything from eye exams and prescription glasses to more complex procedures such as root canals and extractions.
Dental and vision plans typically fall into one of three categories: employer-based, self-purchased, or “riders” attached to medical insurance policies.
Whether you currently have coverage or are trying to decide whether to add on dental and vision benefits, it’s important to understand the basics of these supplemental insurances.
Importance of Dental & Vision Insurance
Enrolling in a dental and vision insurance plan would add additional costs to your monthly budget. So, are they worth it?
The simple answer is: yes, with the right plans, the benefits will outweigh the costs. More importantly, you'll be able to take care of your teeth, gums and eyes without having to worry about expensive bills just to see the doctor.
Dental
The great thing about dental insurance is that it can cover so much of the care that you need to maintain a perfect smile. Of course, coverage will vary from full coverage dental plans to more limited plans, but you can generally expect that you’ll receive support for the following:
- Preventive care, which may include exams, cleanings, and x-rays
- Basic procedures, which may include things like fillings, gum treatments, and extractions
- Major procedures, which may include things like root canals, dentures, bridges, crowns, and implants
Vision
Vision plans can vary considerably in their coverage offerings. Our plans offer some coverage on services like laser surgery and lens enhancements like bifocals or progressive lenses. We also offer more extensive plans that include covered or discounted prescription eyeglasses, sunglasses, or contact lenses.
- Annual eye and vision exams
- Affordable frames, glasses, sunglasses, and contact lens options
- Discounts on some laser surgeries including LASIK
- Lens Enhancements
As you can see, much of the routine care that you need is covered when you have the right insurance. And expensive procedures that can restore your smile and protect your eyesight may also be covered, at least to a certain degree, to help you save a lot of money. Don’t sacrifice your oral and visual health because of the high costs of dental and eye care. Search for an affordable insurance here at Truckers Health Coverage!
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Vision Insurance Plans
As a truck driver, you understand the importance of taking good care of your eyes. Truckers Health Coverage offers affordable vision coverage for you and your family. We can help you find an eye doctor with a location that is convenient for you. With the help of vision coverage, you can offset the cost of yearly exams, glasses and contacts - as well as discounted rates on surgery.
Dental Insurance Plans
Truckers Health Coverage offers affordable dental coverage for you and your family. Brushing and flossing your teeth are great ways to continue to keep your teeth and gums healthy on a day-to-day basis, but with the help of regular trips to the dentist, you can maintain the health of your mouth by preventing cavities and tooth decay. Continue to make the best first impression with a pearly smile!
Dental Vision Bottom
Medicaid and Medicare Coverage
Medicaid provides health coverage to millions of Americans, including eligible low-income adults, children, pregnant women, elderly adults and people with disabilities. Medicaid is funded jointly by states and the federal government. Medicare is a federal program. It provides coverage for people age 65 and older, and also some people under age 65 who qualify due to a disability.
Some people qualify for both Medicare and Medicaid. These people qualify for Medicare due to age (by being age 65 or older) or because they have a disability. They also qualify for Medicaid because they meet Medicaid's state requirements. People who are eligible for both Medicare and Medicaid are "dual eligible."
