By Chandler Conrad
•
05 Aug, 2021
In this article, we’ll discuss some great health insurance plans for truck drivers in 2021. Knowing and understanding your coverage options is half the battle. There are thousands of aggressive brokers who would love to sell you what works best for them at your expense. So let’s dive in! When you’re a trucker, your income depends on your ability to drive. If you are sick or injured, you’re unable to drive. When you are unable to drive, you’re not getting paid. Unfortunately, being sick or injured can lead to further loss of trucking jobs and income. While we usually can't prevent the unexpected from happening, sometimes we can get some protection. Insurance is meant to safeguard us, at least financially, should certain things go south. But there are numerous insurance options, and many “experts” will provide you with misleading information even if that wasn’t their intention. It can be difficult to determine what insurance you really need. In your career as a trucker, your health is vital to your job. Because your health is so important, many drivers want to get health insurance to make sure that if they get sick, they can get the care they need and quickly get back on the road. Therefore, purchasing the right type and amount of insurance is always determined by your specific situation. Factors such as children, age, lifestyle, and employment benefits play a role when you're building your insurance portfolio. Here at Truckers Health Coverage, health insurance for truck drivers is not the only option available. Here are a few more options to explore: • An individual or family plan • Short-term health insurance plans • Medicaid or CHIP (Children's Health Insurance Program) • A government compliant med-sharing plan • Gap insurance It’s also important to note that dental, vision, critical illness, or accident insurance aren’t typically covered by health insurance plans. However, you can get coverage for things like these through supplemental insurance.